About Our Agency

Midwest Risk Partners provides comprehensive insurance options.

We are your trusted independent insurance agency.

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Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

About Midwest Risk Partners.

Midwest Risk Advisors is an independent insurance agency specializing in a broad range of insurance products in business insurance, personal insurance, and employee benefits, and further specializing in surety and bonding solutions. Our solutions extend to individuals, families, and businesses in over 30 states nationwide.

Contract Surety Bonds

Guarantee that a large investment in a project is not lost.

Commercial Surety Bonds

The ultimate peace of mind for everyone involved.

The merge.

Midwest Risk Partners was formed through a merger of four independent agencies local to St. Louis, MO, Bowersox Insurance, St. Charles Insurance, Jerome L. Howe, Inc. and Eagle Insurance. This merge brings over 100 years of industry expertise, over 40 knowledge advisors, and longstanding relationships with over 45 insurance companies.

Aligned visions.

What makes the merger of Midwest Risk Partners special is the aligned vision and goal of offering clients a high level of professionalism, integrity, and personalized customer service backed by top-rated insurance partnerships. We represent many different insurance companies that offer a wide variety of options in price, coverage, and service.

Our Mission Statement

At Midwest Risk Partners, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers.

Why Go Independent?Meet Our Team
About Our Agency - View of Silo and Field in the Midwest at Dusk

Get Started Today

As an independent agency, we are here to help you find the right coverage.

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years’ combined expertise


knowledgeable advisors


top-rated companies

Awards - Keystone MO State Aganecy of the Year 2021 Badge

The Advantage

Of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!